About AboLotse

AboLotse is a digital subscription and contract cost manager designed to give users a complete, clear overview of all recurring payments. The platform captures subscriptions and contracts — from streaming services and software licenses to gym memberships and mobile phone plans — and displays monthly and annual total costs in an easy-to-read format. A defining feature of AboLotse is that it does not require any bank access: no bank logins are needed, and no account data is ever transmitted. Instead, users can have their bank statements analyzed locally in the browser as PDF or CSV files to automatically detect recurring payments. All processing takes place directly in the browser — the raw files never leave the user's device.

The app is built for consumers who want to better control their monthly expenses, discover unused or forgotten subscriptions, and never miss a cancellation deadline again. It is especially suited for people with multiple active subscriptions who have lost overview, as well as cost-conscious households looking to avoid unnecessary spending. Freelancers and small business owners can also use the app to keep an eye on their recurring software and service costs.

AboLotse is developed by a small, independent team based in Germany that is committed to data minimization and privacy. The project is driven by the conviction that financial clarity should not require sacrificing personal privacy. That is why AboLotse deliberately avoids PSD2 integrations, bank APIs, and the storage of sensitive banking data. Instead, users always retain full control over their data at every step.